Schedule of Fees and Related Charges

The following is a summary of the fees and related charges that may be incurred at Lyons Federal Bank. Please be advised that not all fees and charges are applicable to all types of checking accounts.

AS OF APRIL 28, 2015
Service/Fee
Charge
Paid NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means
$20.00
Return NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means
$20.00
Continuous Negative Balance Fee *Fee may result from payment of checks, in person withdrawal, ATM withdrawal, the imposition of bank-related fees, or other electronic means. To avoid assessment of this fee, you must make a deposit greater than the overdrawn balance by 3:30 pm or the branch's closing time, whichever is earlier, on the 5th business day you are overdrawn.
$5.00 *will be assessed on the 5th business day the account is overdrawn and each business day after for the next 10 business days or until the overdrawn balance is covered.
Automatic Transfer From Another Account (to cover Overdraft)
$2.00
Stop Payment
$20.00
Account Closing Fee (if closed within 90 days of opening)
$15.00
Account Research (per hour/one hour minimum)
$25.00 per hour
Account Reconcilement Fee (per hour/one hour minimum)
$25.00
Returned Deposit Item
$3.50
Dormant Account Fee (after one year of no customer activity and undeliverable statement)
$25.00 per year
Garnishments & Tax Levies
$25.00
Duplicate Statements
$3.00
Activity Printout
$1.00
Coin Counting
5% of total
Collection Item
$20.00
Foreign Currency Order
$10.00 plus fees charged to LFB
Mortgage Amortization Schedule
$10.00 per schedule
Photocopy of Cancelled Check
$5.00
Incoming Fax
$0.50 per page
Outgoing Fax
$1.00 per call and $0.50 per page
Non-Customer Check Cashing Fees
1% or $3.00 minimum
Notary Service (FREE for LFB customers)
$2.00 for non-customers
Undeliverable Statement Fee (after second occurrence)
$5.00
Cashier's Check
$5.00
Money Order
$3.00
Incoming Wire Fee
$5.00
Outgoing Wire Fee
$15.00

 

 
International Incoming Wire Fee

$5.00

International Outgoing Wire Fee$50.00
Debit Card or ATM Card (1st Card)FREE
Debit Card or ATM Card Replacement Fee

$5.00

Foreign ATM Withdrawal Fee - Checking Accounts (surcharges by other banks may apply)$1.00 each after 3 per statement cycle
Foreign ATM Withdrawal Fee - Savings Accounts (surcharges by other banks may apply)$1.00 each after 6 per quarter
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