Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Income
• Account balances
• Payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice. 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lyons Federal Bank chooses to share; and whether you can limit this sharing.

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Lyons Federal Bank share? YES
Can you limit this sharing? NO

to offer our products and services to you

Does Lyons Federal Bank share? YES
Can you limit this sharing? NO

Does Lyons Federal Bank share? NO
Can you limit this sharing? WE DON'T SHARE

information about your transactions and experiences

Does Lyons Federal Bank share? YES
Can you limit this sharing? NO

information about your creditworthiness

Does Lyons Federal Bank share? NO
Can you limit this sharing? WE DON'T SHARE

Does Lyons Federal Bank share? NO
Can you limit this sharing? WE DON'T SHARE

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

We collect your personal information, for example, when you

• Open an account
• Deposit money
• Pay your bills
• Apply for a loan
• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Lyons Federal Bank’s affiliate is Kansas Central Services, Inc., an insurance company.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Lyons Federal Bank does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Lyons Federal Bank jointly markets credit cards with a nonaffiliated credit card issuer but does not share any personal information without your express written permission.