Checking Accounts

Checking Accounts to Meet Every Need.

You need a checking account that fits you. So Lyons Federal offers a full range of accounts, including special accounts for students and seniors, and accounts that pay interest.

All of our accounts offer Free Online Banking and No Annual Fee ATM or Debit Cards.

Advantage Checking

If you write only a few checks and make limited deposits each month, this Lyons Federal interest-bearing account might be just right for you.

$1000 Deposit to open
Tiered Rates - variable interest rate earned on the average daily balance
Limit six pre-authorized withdrawals per month
First box of printed checks is free
No monthly service charge if average daily balance exceeds $1,000; Lower balance accounts are charged a monthly service charge of $5.00

Super Advantage Checking

Maintain a $1,000 average daily balance, and Super Advantage Checking gets you a long list of rewards and pays interest.

$1000 Deposit to open
Tiered rates - variable interest rate earned on the average daily balance
First box of printed checks is free
No monthly service charge if average daily balance exceeds $1,000; Lower balance accounts are charged a monthly service charge of $5.00

Reward Checking

It's our most popular checking account, and for good reason. Keep a minimum daily balance of $400 in your account and you'll earn interest. If your balance drops below $400 no interest will be paid during that statement cycle.

$400 Deposit to open
Attractive interest bearing account
Requires daily balance of $400.00
No monthly service charge if daily balance exceeds $400; Lower balance accounts are charged a monthly service charge of $4.00

Prestige 50 Checking

Fifty may be the new forty. But when you sign up for the Prestige 50 Checking you'll be saying, "I'm fifty and loving it!" You'll earn interest on your account with no minimum daily balance requirements.

$5 Deposit to open
Must be age 50 or older
No required minimum daily balance
No monthly fees
First box of printed checks is free

Express Checking

If you can't remember the last time you wrote a check, Express Checking may be for you. With a Free ATM or Debit Card, this checkless checking account gives you instant access to your money.

$5 Deposit to open
No required minimum daily balance
No monthly fee
A per item service charge of $0.25 for each paper debit transaction