The following is a summary of the fees and related charges that may be incurred at Lyons Federal Bank. Please be advised that not all fees and charges are applicable to all types of checking accounts.
AS OF APRIL 28, 2015
Paid NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means
Return NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means
Continuous Negative Balance Fee *Fee may result from payment of checks, in person withdrawal, ATM withdrawal, the imposition of bank-related fees, or other electronic means. To avoid assessment of this fee, you must make a deposit greater than the overdrawn balance by 3:30 pm or the branch's closing time, whichever is earlier, on the 5th business day you are overdrawn.
$5.00 *will be assessed on the 5th business day the account is overdrawn and each business day after for the next 10 business days or until the overdrawn balance is covered.
Automatic Transfer From Another Account (to cover Overdraft)
Account Closing Fee (if closed within 90 days of opening)